Medicare will pay for a hospital bed purchase or rental if it s considered medically necessary and prescribed by a doctor and provided by a medical equipment provider approved by medicare.
Free hospital beds medicare.
Indications and limitations of coverage.
Medicare and you national handbook 2020 medicare gov get free personalized counseling from your state health insurance assistance walkers and hospital beds ordered by a doctor or other health care provider.
Additionally even if medicare does cover your hospital bed there are some out of pocket costs you ll likely.
January 2020 catalog cms gov.
One must also have met their medicare part b deductible which as of 2019 is 185.
Hospital beds are considered durable medical equipment dme which is covered under part b.
If your supplier participates in the medicare program medicare may pay 80 of the allowable charges whether you rent your hospital bed or purchase it outright.
Medicare pays for different kinds of dme in different ways.
This can be paid out of pocket or with help from supplemental insurance such as medigap.
Medicare classifies hospital beds as durable medical equipment dme which is covered by medicare part b.
Medicare part b medical insurance covers hospital beds as durable medical equipment dme that your doctor prescribes for use in your home.
However there are some requirements you must meet for medicare hospital bed coverage.
General requirements for coverage of hospital beds.
Your costs in original medicare if your supplier accepts assignment you pay 20 of the medicare approved amount and the part b deductible applies.
Depending on your needs and your dme supplier you may choose to either rent or buy your hospital bed.